NCEFCU Home Banking
 

Current Loan Rates
(Rates Effective as of June 1, 2025)

 

 FINANCE PERIODS & RATES FOR SIGNATURE (UNSECURED) LOANS:  max $20,000
  1 to 36 month finance period   8.5% APR* Up to $10,000 
  37 to 60 month finance period   9.0% APR* Up to $10,000 
  1 to 36 month finance period   9.5% APR* $10,001 to $20,000
  37 to 60 month finance period   10.0% APR* $10,001 to $20,000


 FINANCE PERIODS FOR COLLATERALIZED (NEW/USED VEHICLE) AMOUNTS
Less than $1,000 18 months
$1,001 to $2,500 24 months
$2,501 to $5,000 36 months
$5,001 to $7,500 48 months
$7,501 to $10,000 54 months
$10,001 to $15,000 60 months
$15,001 to $50,000 72 months

  VEHICLE INTEREST RATES:
  Same year or following year & never before titled  3.99% APR* 1-72 month finance period
  Used-all other vehicles   4.99% APR* 1-72 month finance period


*APR is Annual Percentage Rate.  Rates are subject to change.
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